Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.0B
Total Deposits
$888M
Net Loans
$788M
Net Income
$-1,381K
ROA
-0.54%
Below avg for Community banks. Peer avg: 0.90%
ROE
-6.24%
Risk-Based Capital
14.00%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 29 | 65.52% | 0.00% |
| 2023 | 68 | 70.59% | 7.35% |
| 2022 | 339 | 86.14% | 4.72% |
| 2021 | 356 | 85.39% | 4.21% |
| 2020 | 160 | 80% | 5.63% |
| 2019 | 148 | 79.73% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Apr 2025 | Satisfactory | Intermediate Small Bank |
| Jun 2021 | Satisfactory | Intermediate Small Bank |
| Nov 2018 | Satisfactory | Intermediate Small Bank |
8 previous ratings locked — back to 1995
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Total Branches
9
Branch Deposits
$889M
1-Year Change
0
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Preview:
| 2018 | 314 | 89.17% | 0.96% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red