Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$76M
Total Deposits
$67M
Net Loans
$24M
Net Income
$191K
ROA
1.02%
Above avg for Small banks. Peer avg: 0.44%
ROE
8.44%
Risk-Based Capital
32.95%
Above avg for Small banks. Regulatory min: 8%
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2019 | 24 | 91.67% | 8.33% |
| 2018 | 37 | 94.59% | 2.70% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jan 2023 | Satisfactory | Small Bank |
| Sep 2018 | Satisfactory | Small Bank |
| Jun 2007 | Satisfactory | Small Bank |
3 previous ratings locked — back to 1994
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Total Branches
2
Branch Deposits
$64M
1-Year Change
0
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