This institution is no longer active

Operations ceased on January 16, 1993. CRA examination history below reflects the period it was active.

HARMONIA SAVINGS BANK

ELIZABETH, NJ · Supervised by FDIC

Est. 1851FDIC #16,610RSSD: FDIC-16610

Part ofHARMONIA BCORP INC→ View all charters

Satisfactory

Current rating · Exam: May 1990

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.20%

Institution Profile

FDIC BankFind

Address

1 Union Square, ELIZABETH, NJ

County

Union County

Established

January 1, 1851

Total Assets

$786M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

May 23, 1990

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 36 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 1992Call Report / FDIC

Total Assets

$786M

Total Deposits

$719M

Net Loans

$340M

Net Income

$2M

ROA

0.20%

ROE

2.23%

Risk-Based Capital

14.85%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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