This institution is no longer active

Operations ceased on April 1, 1992. CRA examination history below reflects the period it was active.

HARLINGEN STATE BANK

HARLINGEN, TX · Supervised by FDIC

Est. 1974FDIC #21,764RSSD: FDIC-21764

Part ofTEXAS REGIONAL BANCSHARES INC→ View all charters

Satisfactory

Current rating · Exam: December 1990

CompareWatch

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.03%

Institution Profile

FDIC BankFind

Address

521 North 77th Sunshine Strip, HARLINGEN, TX

County

Cameron County

Established

September 23, 1974

Total Assets

$100M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

December 19, 1990

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 35 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 1991Call Report / FDIC

Total Assets

$100M

Total Deposits

$90M

Net Loans

$55M

Net Income

$1M

ROA

1.03%

ROE

11.11%

Risk-Based Capital

17.99%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

Embed this rating

Copy this snippet to embed a live rating badge on your website:

<iframe
  src="https://bankscorer.com/widget/bank/af8b7cfa-c7cf-4ff4-ba38-6a1865edd861"
  width="320"
  height="80"
  frameborder="0"
  scrolling="no"
  style="border:none"
></iframe>

Updates automatically when the rating changes.

Preview: