This institution is no longer active
Operations ceased on April 1, 2022. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Total Assets
$6.7B
Total Deposits
$6.1B
Net Loans
$3.6B
Net Income
$19M
ROA
1.14%
Above avg for Community banks. Peer avg: 0.90%
ROE
12.50%
Risk-Based Capital
12.14%
Below avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2021 | 2,186 | 73.56% | 7.78% |
| 2020 | 2,400 | 70.46% | 7.71% |
| 2019 | 1,595 | 68.21% | 11.10% |
| 2018 | 1,567 | 68.35% | 10.85% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jan 2022 | Outstanding | Large Bank |
| Feb 2012 | Outstanding | Intermediate Small Bank |
| Nov 2008 | Satisfactory | Intermediate Small Bank |
5 previous ratings locked — back to 1991
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Established
Total Assets