Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$285M
Total Deposits
$214M
Net Loans
$151M
Net Income
$700K
ROA
0.99%
Above avg for Small banks. Peer avg: 0.44%
ROE
10.57%
Risk-Based Capital
18.44%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 45 | 100% | 0.00% |
| 2023 | 38 | 89.47% | 7.89% |
| 2019 | 55 | 94.55% | 3.64% |
| 2018 | 34 | 94.12% | 2.94% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Nov 2023 | Satisfactory | Small Bank |
| Mar 2018 | Satisfactory | Small Bank |
| Mar 2012 | Satisfactory | Small Bank |
6 previous ratings locked — back to 1991
Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.
One-time payment · No subscription required
Exam dates and details are paywalled
Total Branches
2
Branch Deposits
$206M
1-Year Change
0
Copy this snippet to embed a live rating badge on your website:
<iframe src="https://bankscorer.com/widget/bank/guthrie-county-state-bank" width="320" height="80" frameborder="0" scrolling="no" style="border:none" ></iframe>
Updates automatically when the rating changes.
Preview: