GUTHRIE COUNTY BANCSHARES INC is the parent banking group. GUTHRIE COUNTY STATE BANK is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the group level.

Bank Holding Company

GUTHRIE COUNTY BANCSHARES INC

Legal name: GUTHRIE COUNTY BANCSHARES, INC.

1 active bank · $285M combined assets

RSSD ID: 1208380 (FFIEC NIC)

Combined Assets

$285M

CRA Rating Summary

Satisfactory1charter

Across all 9 exams on record for this banking group's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankGUTHRIE COUNTY STATE BANKPANORA, IASatisfactory$285MView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$285M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$214M

Net Income

$700K

ROA (avg)

0.99%

asset-weighted avg

Mortgage Lending (HMDA)

CFPB · 2024Lender rankings →

Aggregated HMDA data across all active charters for 2024.

Applications

Origination Rate

100%

Denial Rate

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
GUTHRIE COUNTY STATE BANK	PANORA, IA	FDIC	$285M	100.0%	Satisfactory	Nov 2023

CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.