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This institution is no longer active

Operations ceased on March 16, 1993. CRA examination history below reflects the period it was active.

GUARDIAN BANK

BOCA RATON, FL · Supervised by FDIC

Est. 1984FDIC #32,238RSSD: FDIC-32238
Satisfactory

Current rating · Exam: October 1990

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -0.90%

Institution Profile

FDIC BankFind

Address

2255 Glades Road, Suites 138w And 140w, BOCA RATON, FL

County

Palm Beach County

Established

September 14, 1984

Total Assets

$76M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

October 9, 1990

Exam Type

Not Reported

Regulator

FDIC
⚠️This exam is 35 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 1992Call Report / FDIC

Total Assets

$76M

Total Deposits

$69M

Net Loans

$51M

Net Income

$-839K

ROA

-0.90%

ROE

-51.64%

Risk-Based Capital

3.12%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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