🏦Bank Scorer

This institution is no longer active

Operations ceased on December 31, 2010. CRA examination history below reflects the period it was active.

GRAHAM NATIONAL BANK

GRAHAM, TX · Supervised by OCC (Office of the Comptroller of the Currency)

Est. 1994FDIC #33,865
Outstanding Up

Current rating · Exam: September 2010

At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Institution Profile

FDIC BankFind

Address

455 Elm Street, GRAHAM, TX

County

Young County

Established

January 3, 1994

Total Assets

$113M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

September 26, 2010

Exam Type

Small Bank

Regulator

OCC (Office of the Comptroller of the Currency)
⚠️This exam is 15 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Rating History

CRA / FFIEC

Rating Trend

Improving

Based on last 3 exams

4 previous ratings locked — dating back to 1994

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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