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This institution is no longer active

Operations ceased on February 2, 2004. CRA examination history below reflects the period it was active.

GOLDEN GATE BANK

SAN FRANCISCO, CA · Supervised by FDIC

Est. 1976FDIC #22,338RSSD: FDIC-22338
Part ofGREATER BAY BCORP→ View all charters
Satisfactory Up

Current rating · Exam: November 1995

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.63%

Institution Profile

FDIC BankFind

Address

225 Bush Street, Suite 100, SAN FRANCISCO, CA

County

San Francisco County

Established

September 28, 1976

Total Assets

$359M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

November 1, 1995

Exam Type

Not Reported

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 30 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 2003Call Report / FDIC

Total Assets

$359M

Total Deposits

$254M

Net Loans

$179M

Net Income

$3M

ROA

0.63%

ROE

8.45%

Risk-Based Capital

14.50%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

↑ Improving

Based on last 3 exams

3 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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