Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$2.2B
Total Deposits
$1.9B
Net Loans
$1.9B
Net Income
$8M
ROA
1.49%
Above avg for Community banks. Peer avg: 0.90%
ROE
11.28%
Risk-Based Capital
16.50%
Above avg for Community banks. Regulatory min: 8%
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 116 | 75% | 6.03% |
| 2023 | 138 | 82.61% | 5.80% |
| 2022 | 129 | 89.92% | 3.10% |
| 2021 | 37 | 94.59% | 0.00% |
| 2020 | 33 | 87.88% | 3.03% |
| 2019 | 20 | 85% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jan 2024 | Satisfactory | Small Bank |
| Oct 2020 | Satisfactory | Intermediate Small Bank |
| Jul 2017 | Satisfactory | Intermediate Small Bank |
8 previous ratings locked — back to 1993
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Total Branches
11
Branch Deposits
$1.8B
1-Year Change
0
5-year net change: +3 branches
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Preview:
| 2018 | 37 | 89.19% | 0.00% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red