GENESIS BANK

NEWPORT BEACH, CA · Supervised by FDIC

Est. 2021FDIC #59,245RSSD: FDIC-59245

Outstanding

Current rating · Exam: January 2024

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 0.02%

Institution Profile

FDIC BankFind

Website

www.mygenesisbank.com

Address

4675 Macarthur Ct, NEWPORT BEACH, CA

County

Orange County

Established

August 2, 2021

Total Assets

$406M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

January 1, 2024

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

Estimated next exam:Jan 2028(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$406M

Total Deposits

$357M

Net Loans

$261M

Net Income

$16K

ROA

0.02%

ROE

0.15%

Risk-Based Capital

19.79%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Branch Footprint

FDIC SOD 2025

Total Branches

Branch Deposits

$430M

1-Year Change

5-year net change: +3 branches

This is the only examination on record for this bank.

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