This institution is no longer active

Operations ceased on May 1, 2017. CRA examination history below reflects the period it was active.

GATEWAY BANK OF CENTRAL FLORIDA

OCALA, FL · Supervised by FDIC

Est. 2007FDIC #58,506RSSD: FDIC-58506

Part ofGATEWAY FINL HOLDINGS FL INC→ View all charters

Satisfactory Same

Current rating · Exam: November 2012

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.89%

Institution Profile

FDIC BankFind

Address

1632 East Silver Springs Boulevard, OCALA, FL

County

Marion County

Established

May 29, 2007

Total Assets

$277M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

November 1, 2012

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 13 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2017Call Report / FDIC

Total Assets

$277M

Total Deposits

$226M

Net Loans

$199M

Net Income

$620K

ROA

0.89%

ROE

10.13%

Risk-Based Capital

12.59%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 2 exams

1 previous rating locked — dating back to 2009

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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