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This institution is no longer active

Operations ceased on July 15, 1995. CRA examination history below reflects the period it was active.

GATEWAY BANK/INDIANA

LAGRANGE, IN · Supervised by FDIC

Est. 1974FDIC #21,671RSSD: FDIC-21671
Satisfactory Up

Current rating · Exam: September 1993

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -1.54%

Institution Profile

FDIC BankFind

Address

901 South Detroit Street, LAGRANGE, IN

County

Lagrange County

Established

July 1, 1974

Total Assets

$20M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

September 1, 1993

Exam Type

Not Reported

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 32 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 1995Call Report / FDIC

Total Assets

$20M

Total Deposits

$18M

Net Loans

$8M

Net Income

$-153K

ROA

-1.54%

ROE

-34.06%

Risk-Based Capital

12.74%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

↑ Improving

Based on last 3 exams

2 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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