Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Has deficiencies in community lending that regulators have identified
Exam Date
Exam Type
Regulator
Total Assets
$287M
Total Deposits
$202M
Net Loans
$230M
Net Income
$-335K
ROA
-0.49%
Below avg for Small banks. Peer avg: 0.44%
ROE
-4.51%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2023 | 0 | — | — |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Sep 2009 | Needs to Improve | Intermediate Small Bank |
| Apr 2006 | Satisfactory | Small Bank |
| May 2003 | Satisfactory | Small Bank |
7 previous ratings locked — back to 1991
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Exam dates and details are paywalled
Total Branches
2
Branch Deposits
$220M
1-Year Change
+1
5-year net change: +1 branches
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