This institution is no longer active
Operations ceased on August 24, 2002. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Has deficiencies in community lending that regulators have identified
Exam Date
Exam Type
Regulator
Total Assets
$366M
Total Deposits
$278M
Net Loans
$265M
Net Income
$977K
ROA
0.55%
Above avg for Small banks. Peer avg: 0.44%
ROE
3.04%
Risk-Based Capital
17.91%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Exam Date | Rating | Exam Type |
|---|---|---|
| Jun 1997 | Needs to Improve | Small Bank |
| Jun 1996 | Needs to Improve | Small Bank |
| Jul 1995 | Needs to Improve | Not Reported |
3 previous ratings locked — back to 1990
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Established
Total Assets