🏦Bank Scorer

This institution is no longer active

Operations ceased on July 25, 2008. CRA examination history below reflects the period it was active.

FREMONT INVESTMENT & LOAN

BREA, CA · Supervised by FDIC

Est. 1937FDIC #25,653RSSD: FDIC-25653
Needs to Improve Down

Current rating · Exam: August 2008

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At a Glance

Community Lending (CRA)

Needs to Improve

Has deficiencies in community lending that regulators have identified

Financial Health

Needs Attention

ROA -6.38%

Institution Profile

FDIC BankFind

Address

2727 East Imperial Highway, BREA, CA

County

Orange County

Established

March 1, 1937

Total Assets

$5.7B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Needs to Improve

Has deficiencies in community lending that regulators have identified

Exam Date

August 1, 2008

Exam Type

Large Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 17 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2008Call Report / FDIC

Total Assets

$5.7B

Total Deposits

$5.3B

Net Loans

$2.1B

Net Income

$-205,797K

ROA

-6.38%

ROE

-129.47%

Risk-Based Capital

7.89%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

↓ Declining

Based on last 3 exams

7 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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