Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$5.9B
Total Deposits
$5.3B
Net Loans
$4.6B
Net Income
$17M
ROA
1.17%
Above avg for Community banks. Peer avg: 0.90%
ROE
15.03%
Risk-Based Capital
12.14%
Below avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 3,221 | 58.8% | 26.79% |
| 2023 | 2,450 | 62.12% | 22.29% |
| 2022 | 8,535 | 70.94% | 12.14% |
| 2021 | 19,337 | 74.27% | 7.08% |
| 2020 | 21,021 | 66.86% | 7.21% |
| 2019 | 11,504 | 68.75% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Aug 2022 | Satisfactory | Large Bank |
| Aug 2019 | Satisfactory | Large Bank |
| Nov 2016 | Satisfactory | Large Bank |
10 previous ratings locked — back to 1991
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Total Branches
22
Branch Deposits
$5.2B
1-Year Change
0
5-year net change: -1 branches
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| 8.34% |
| 2018 | 10,942 | 68.48% | 10.25% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red