This institution is no longer active

Operations ceased on October 5, 2024. CRA examination history below reflects the period it was active.

FREEHOLD BANK

FREEHOLD, NJ · Supervised by FDIC

Est. 1869FDIC #30,519RSSD: FDIC-30519

Part ofCOLUMBIA BANK MHC→ View all charters

Satisfactory

Current rating · Exam: November 2020

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.51%

Institution Profile

FDIC BankFind

Address

68 W Main St, FREEHOLD, NJ

County

Monmouth County

Established

January 1, 1869

Total Assets

$265M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

November 1, 2020

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 5 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2024Call Report / FDIC

Total Assets

$265M

Total Deposits

$190M

Net Loans

$148M

Net Income

$1M

ROA

0.51%

ROE

3.32%

Risk-Based Capital

25.99%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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