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This institution is no longer active

Operations ceased on November 7, 2008. CRA examination history below reflects the period it was active.

FRANKLIN BANK, S.S.B.

HOUSTON, TX · Supervised by FDIC

Est. 1987FDIC #26,870RSSD: FDIC-26870
Satisfactory Same

Current rating · Exam: April 2005

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -9.17%

Institution Profile

FDIC BankFind

Address

9800 Richmond Avenue, Suite 680, HOUSTON, TX

County

Harris County

Established

January 8, 1987

Total Assets

$5.1B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

April 1, 2005

Exam Type

Large Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 21 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)
Download Evaluation Report (PDF)

Financial Snapshot

As of Q3 2008Call Report / FDIC

Total Assets

$5.1B

Total Deposits

$3.7B

Net Loans

$3.4B

Net Income

$-383,326K

ROA

-9.17%

ROE

-120.09%

Risk-Based Capital

5.11%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

6 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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