This institution is no longer active
Operations ceased on February 28, 2017. CRA examination history below reflects the period it was active.
SAN LUIS OBISPO, CA · Supervised by FDIC
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$197M
Total Deposits
$179M
Net Loans
$103M
Net Income
$1M
ROA
0.64%
Above avg for Small banks. Peer avg: 0.44%
ROE
6.99%
Risk-Based Capital
16.89%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Exam Date | Rating | Exam Type |
|---|---|---|
| Feb 2017 | Satisfactory | Small Bank |
| Dec 2010 | Satisfactory | Small Bank |
| Sep 2007 | Satisfactory | Small Bank |
Exam dates and details are paywalled
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Address
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Established
Total Assets