🏦Bank Scorer

This institution is no longer active

Operations ceased on May 14, 2004. CRA examination history below reflects the period it was active.

FLORIDAFIRST BANK

LAKELAND, FL · Supervised by OTS

Est. 1934FDIC #28,838
Outstanding Up

Current rating · Exam: June 2002

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Institution Profile

FDIC BankFind

Address

205 East Orange Street, LAKELAND, FL

County

Polk County

Established

March 1, 1934

Total Assets

$782M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

June 10, 2002

Exam Type

Large Bank

Regulator

OTS
What is a CRA rating? →
⚠️This exam is 24 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)
Download Evaluation Report (PDF)

Rating History

CRA / FFIEC

Rating Trend

↑ Improving

Based on last 3 exams

5 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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