This institution is no longer active

Operations ceased on May 5, 2006. CRA examination history below reflects the period it was active.

FLORIDA SAVINGS BANK

MIAMI, FL · Supervised by OTS

Est. 1999FDIC #34,798

Satisfactory Same

Current rating · Exam: May 2005

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Institution Profile

FDIC BankFind

Address

8181 S.W. 117th Street, MIAMI, FL

County

Miami-Dade County

Established

April 26, 1999

Total Assets

$134M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

May 2, 2005

Exam Type

Small Bank

Regulator

OTS

What is a CRA rating? →

⚠️This exam is 21 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Download Evaluation Report (PDF)

Mortgage Lending

CFPB HMDA

Year	Applications	Orig. Rate	Denial Rate
2022	4,444	30.15%	35.40%
2021	4,029	35.22%	34.55%
2020	3,760	40%	32.05%
2019	2,483	42.33%	36.57%
2018	2,459	41.11%	42.50%

2024 national avg denial rate: 23.75% · Small bank avg: 7.63% · above-average shown in red

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 2 exams

1 previous rating locked — dating back to 2000

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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