This institution is no longer active
Operations ceased on January 29, 2010. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$836M
Total Deposits
$777M
Net Loans
$497M
Net Income
$-48,851K
ROA
-5.37%
Below avg for Small banks. Peer avg: 0.44%
ROE
-156.63%
Risk-Based Capital
0.60%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2018 | 1,041 | 68.78% | 11.05% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Sep 2008 | Satisfactory | Intermediate Small Bank |
| Jul 2005 | Satisfactory | Large Bank |
| Feb 1999 | Outstanding | Small Bank |
3 previous ratings locked — back to 1992
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Address
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Established
Total Assets