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This institution is no longer active

Operations ceased on August 25, 1995. CRA examination history below reflects the period it was active.

FIRSTBANK SOUTHWEST

AMARILLO, TX · Supervised by FDIC

Est. 1955FDIC #17,473RSSD: FDIC-17473
Part ofFIRSTPERRYTON BCORP INC→ View all charters
Needs to Improve Down

Current rating · Exam: November 1994

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At a Glance

Community Lending (CRA)

Needs to Improve

Has deficiencies in community lending that regulators have identified

Financial Health

Adequate

ROA 0.39%

Institution Profile

FDIC BankFind

Address

2201 Civic Circle, AMARILLO, TX

County

Potter County

Established

August 1, 1955

Total Assets

$115M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Needs to Improve

Has deficiencies in community lending that regulators have identified

Exam Date

November 1, 1994

Exam Type

Not Reported

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 31 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 1995Call Report / FDIC

Total Assets

$115M

Total Deposits

$102M

Net Loans

$49M

Net Income

$230K

ROA

0.39%

ROE

4.45%

Risk-Based Capital

14.94%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

Mortgage Denial Rate10.51%Peer avg: 7.63%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Mortgage Lending

CFPB HMDA
YearApplicationsOrig. RateDenial Rate
202442877.1%10.51%
202345575.38%11.87%
202247678.99%9.87%
202163974.18%12.99%
202064575.35%13.18%
201947183.44%8.07%
201841982.34%9.55%

2024 national avg denial rate: 23.75% · Small bank avg: 7.63% · above-average shown in red

Rating History

CRA / FFIEC

Rating Trend

↓ Declining

Based on last 3 exams

2 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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