This institution is no longer active
Operations ceased on August 25, 1995. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Has deficiencies in community lending that regulators have identified
Exam Date
Exam Type
Regulator
Total Assets
$115M
Total Deposits
$102M
Net Loans
$49M
Net Income
$230K
ROA
0.39%
Below avg for Small banks. Peer avg: 0.44%
ROE
4.45%
Risk-Based Capital
14.94%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 428 | 77.1% | 10.51% |
| 2020 | 645 | 75.35% | 13.18% |
| 2019 | 471 | 83.44% | 8.07% |
| 2018 | 419 | 82.34% | 9.55% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Nov 1994 | Needs to Improve | Not Reported |
| Jun 1992 | Satisfactory | Not Reported |
| Jun 1990 | Outstanding | Not Reported |
Exam dates and details are paywalled
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Address
County
Established
Total Assets