🏦Bank Scorer

This institution is no longer active

Operations ceased on May 13, 2002. CRA examination history below reflects the period it was active.

FIRST WESTERN BANK

SIMI VALLEY, CA · Supervised by FDIC

Est. 1981FDIC #23,357RSSD: FDIC-23357
Satisfactory Same

Current rating · Exam: December 2001

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.66%

Institution Profile

FDIC BankFind

Address

1475 Los Angeles Avenue, SIMI VALLEY, CA

County

Ventura County

Established

March 16, 1981

Total Assets

$226M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

December 1, 2001

Exam Type

Small Bank

Regulator

FDIC
⚠️This exam is 24 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2002Call Report / FDIC

Total Assets

$226M

Total Deposits

$207M

Net Loans

$116M

Net Income

$363K

ROA

0.66%

ROE

8.29%

Risk-Based Capital

12.20%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

Stable

Based on last 3 exams

4 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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