🏦Bank Scorer

This institution is no longer active

Operations ceased on February 10, 2007. CRA examination history below reflects the period it was active.

FIRST WASHINGTON STATE BANK

WINDSOR, NJ · Supervised by FDIC

Est. 1989FDIC #32,725RSSD: FDIC-32725
Part ofFULTON FINANCIAL CORP→ View all charters
Satisfactory Same

Current rating · Exam: July 2004

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.81%

Institution Profile

FDIC BankFind

Address

Route 130, WINDSOR, NJ

County

Mercer County

Established

November 30, 1989

Total Assets

$591M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

July 1, 2004

Exam Type

Large Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 21 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 2006Call Report / FDIC

Total Assets

$591M

Total Deposits

$428M

Net Loans

$274M

Net Income

$5M

ROA

0.81%

ROE

4.01%

Risk-Based Capital

11.46%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

6 previous ratings locked — dating back to 1992

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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