🏦Bank Scorer

This institution is no longer active

Operations ceased on March 20, 1999. CRA examination history below reflects the period it was active.

FIRST VALLEY BANK

HARLINGEN, TX · Supervised by FDIC

Est. 1907FDIC #11,166RSSD: FDIC-11166
Part ofNORWEST CORP→ View all charters
Outstanding Up

Current rating · Exam: March 1997

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 0.88%

Institution Profile

FDIC BankFind

Address

1901 South 77 Sunshine Strip, HARLINGEN, TX

County

Cameron County

Established

March 5, 1907

Total Assets

$462M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

March 1, 1997

Exam Type

Not Reported

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 29 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 1998Call Report / FDIC

Total Assets

$462M

Total Deposits

$417M

Net Loans

$200M

Net Income

$4M

ROA

0.88%

ROE

12.78%

Risk-Based Capital

13.87%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

↑ Improving

Based on last 3 exams

3 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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