This institution is no longer active
Operations ceased on October 26, 1990. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindAddress
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Has deficiencies in community lending that regulators have identified
Exam Date
Exam Type
Regulator
Total Assets
$13M
Total Deposits
$11M
Net Loans
$6M
Net Income
$79K
ROA
0.80%
Above avg for Small banks. Peer avg: 0.44%
ROE
6.55%
Risk-Based Capital
19.80%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 7 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 147 | 72.79% | 17.69% |
| 2019 | 120 | 65.83% | 19.17% |
| 2018 | 131 | 58.78% | 17.56% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
This is the only examination on record for this bank.
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County
Established
Total Assets