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This institution is no longer active

Operations ceased on January 24, 1999. CRA examination history below reflects the period it was active.

FIRST STATE BANK OF SOUTHERN CALIFORNIA

SANTA FE SPRINGS, CA · Supervised by FDIC

Est. 1949FDIC #16,850RSSD: FDIC-16850
Part ofPOPULAR INC→ View all charters
Satisfactory Same

Current rating · Exam: April 1998

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.11%

Institution Profile

FDIC BankFind

Address

10400 South Norwalk Boulevard, SANTA FE SPRINGS, CA

County

Los Angeles County

Established

October 31, 1949

Total Assets

$197M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

April 1, 1998

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 28 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 1998Call Report / FDIC

Total Assets

$197M

Total Deposits

$159M

Net Loans

$121M

Net Income

$186K

ROA

0.11%

ROE

0.88%

Risk-Based Capital

14.03%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

3 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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