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This institution is no longer active

Operations ceased on September 20, 1990. CRA examination history below reflects the period it was active.

FIRST STATE BANK OF RISING STAR

RISING STAR, TX · Supervised by FDIC

Est. 1909FDIC #10,714RSSD: FDIC-10714
Part ofRISING STAR BANCSHARES INC→ View all charters
Satisfactory

Current rating · Exam: June 1990

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -7.56%

Institution Profile

FDIC BankFind

Address

West College And Anderson Streets, RISING STAR, TX

County

Eastland County

Established

January 1, 1909

Total Assets

$14M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

June 3, 1990

Exam Type

Not Reported

Regulator

FDIC
⚠️This exam is 36 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 1990Call Report / FDIC

Total Assets

$14M

Total Deposits

$14M

Net Loans

$8M

Net Income

$-596K

ROA

-7.56%

ROE

-491.88%

Risk-Based Capital

-0.35%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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