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This institution is no longer active

Operations ceased on July 25, 2004. CRA examination history below reflects the period it was active.

FIRST STATE BANK

BRAZIL, IN · Supervised by FDIC

Est. 1984FDIC #25,325RSSD: FDIC-25325
Part ofFIRST FINANCIAL CORP→ View all charters
Satisfactory Down

Current rating · Exam: June 2003

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.70%

Institution Profile

FDIC BankFind

Address

South State Road 59, BRAZIL, IN

County

Clay County

Established

August 10, 1984

Total Assets

$131M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

June 4, 2003

Exam Type

Large Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 23 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2004Call Report / FDIC

Total Assets

$131M

Total Deposits

$92M

Net Loans

$89M

Net Income

$442K

ROA

0.70%

ROE

7.32%

Risk-Based Capital

14.94%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

↓ Declining

Based on last 3 exams

3 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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