🏦Bank Scorer

This institution is no longer active

Operations ceased on May 14, 1996. CRA examination history below reflects the period it was active.

FIRST STATE BANK & TRUST CO.

MISSION, TX · Supervised by FDIC

Est. 1909FDIC #11,901RSSD: FDIC-11901
Satisfactory Same

Current rating · Exam: July 1995

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 2.18%

Institution Profile

FDIC BankFind

Address

900 Conway Street, MISSION, TX

County

Hidalgo County

Established

July 1, 1909

Total Assets

$429M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

July 1, 1995

Exam Type

Not Reported

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 30 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 1996Call Report / FDIC

Total Assets

$429M

Total Deposits

$364M

Net Loans

$190M

Net Income

$2M

ROA

2.18%

ROE

15.05%

Risk-Based Capital

26.61%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

3 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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