🏦Bank Scorer

This institution is no longer active

Operations ceased on October 9, 2010. CRA examination history below reflects the period it was active.

FIRST STATE BANK

FRANKSTON, TX · Supervised by FDIC

Est. 1909FDIC #9,968RSSD: FDIC-9968
Part ofJANE AUSTIN CHAPMAN PARTNERSHIP L P→ View all charters
Satisfactory Same

Current rating · Exam: June 2007

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.10%

Institution Profile

FDIC BankFind

Address

169 S. Frankston Hwy, FRANKSTON, TX

County

Anderson County

Established

January 1, 1909

Total Assets

$141M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

June 1, 2007

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 19 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2010Call Report / FDIC

Total Assets

$141M

Total Deposits

$117M

Net Loans

$107M

Net Income

$1M

ROA

1.10%

ROE

9.87%

Risk-Based Capital

15.77%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

6 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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