This institution is no longer active

Operations ceased on January 17, 2009. CRA examination history below reflects the period it was active.

FIRST STATE BANK

HOLBROOK, NE · Supervised by FDIC

Est. 2005FDIC #58,217RSSD: FDIC-58217

Part ofNEBRASKA BANKSHARES INC→ View all charters

Satisfactory

Current rating · Exam: December 2007

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.00%

Institution Profile

FDIC BankFind

Address

123 Center Ave, HOLBROOK, NE

County

Furnas County

Established

December 6, 2005

Total Assets

$28M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

December 1, 2007

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 18 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Download Evaluation Report (PDF)

Financial Snapshot

As of Q4 2008Call Report / FDIC

Total Assets

$28M

Total Deposits

$15M

Net Loans

$13M

Net Income

$278K

ROA

1.00%

ROE

5.69%

Risk-Based Capital

19.36%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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