Legal name: NEBRASKA BANKSHARES, INC.
2 active banks · 2 merged/absorbed · $1.4B combined assets
RSSD ID: 1054765 (FFIEC NIC)
Combined Assets
$1.4B
CRA Rating Summary
Across all 29 exams on record for this banking group's charters, 100% resulted in Outstanding or Satisfactory.
At a Glance
Dominant CRA Rating
Satisfactory
2 of 2 banks · Meets expectations for community lending
Combined Assets
$1.4B
2 active banks
Aggregated from the most recent call report filings for all active charters.
Total Deposits
$1.0B
Net Income
$4M
ROA (avg)
1.08%
asset-weighted avg
Aggregated HMDA data across all active charters for 2024.
Applications
303
Origination Rate
86.14%
Denial Rate
3.3%
Each charter is examined independently for CRA compliance.
| Charter | Location | Regulator | Assets | Ownership | Current Rating | Exam Date |
|---|---|---|---|---|---|---|
| DAYSPRING BANK | GOTHENBURG, NE | FDIC | $1.2B | — | Satisfactory | Jun 2025 |
| FIRST STATE BANK | FARNAM, NE | FDIC | $202M | 100.0% | Satisfactory | Jun 2025 |
CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.