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This institution is no longer active

Operations ceased on November 14, 1998. CRA examination history below reflects the period it was active.

FIRST STATE BANK

AUSTIN, TX · Supervised by FDIC

Est. 1968FDIC #19,876RSSD: FDIC-19876
Part ofNORWEST CORP→ View all charters
Satisfactory Same

Current rating · Exam: June 1996

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -5.84%

Institution Profile

FDIC BankFind

Address

400 West 15th Street, AUSTIN, TX

County

Travis County

Established

December 9, 1968

Total Assets

$580M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

June 1, 1996

Exam Type

Not Reported

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 30 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 1998Call Report / FDIC

Total Assets

$580M

Total Deposits

$518M

Net Loans

$258M

Net Income

$-25,960K

ROA

-5.84%

ROE

-72.89%

Risk-Based Capital

13.01%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

4 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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