This institution is no longer active

Operations ceased on February 1, 1996. CRA examination history below reflects the period it was active.

FIRST STATE BANK

CRANE, TX · Supervised by FDIC

Est. 1948FDIC #16,690RSSD: FDIC-16690

Part ofNORWEST CORP→ View all charters

Satisfactory Same

Current rating · Exam: September 1993

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.13%

Institution Profile

FDIC BankFind

Address

8th And Gaston Streets, CRANE, TX

County

Crane County

Established

April 23, 1948

Total Assets

$23M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

September 1, 1993

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 32 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 1995Call Report / FDIC

Total Assets

$23M

Total Deposits

$21M

Net Loans

$5M

Net Income

$233K

ROA

1.13%

ROE

13.77%

Risk-Based Capital

19.39%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 2 exams

1 previous rating locked — dating back to 1991

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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