This institution is no longer active

Operations ceased on July 23, 2005. CRA examination history below reflects the period it was active.

FIRST SECURITY BANK

SARASOTA, FL · Supervised by FDIC

Est. 1999FDIC #35,012RSSD: FDIC-35012

Part ofSYNOVUS FINANCIAL CORP→ View all charters

Satisfactory

Current rating · Exam: July 2001

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.32%

Institution Profile

FDIC BankFind

Address

1400 State Street, SARASOTA, FL

County

Sarasota County

Established

February 15, 1999

Total Assets

$133M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

July 1, 2001

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 24 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2005Call Report / FDIC

Total Assets

$133M

Total Deposits

$84M

Net Loans

$108M

Net Income

$212K

ROA

0.32%

ROE

1.96%

Risk-Based Capital

10.17%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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