Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.9B
Total Deposits
$1.7B
Net Loans
$1.1B
Net Income
$6M
ROA
1.25%
Above avg for Community banks. Peer avg: 0.90%
ROE
11.32%
Risk-Based Capital
19.08%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 39 | 53.85% | 15.38% |
| 2023 | 91 | 68.13% | 10.99% |
| 2022 | 114 | 70.18% | 9.65% |
| 2021 | 357 | 71.71% | 12.89% |
| 2020 | 408 | 74.26% | 12.75% |
| 2019 | 226 | 68.14% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Sep 2023 | Satisfactory | Large Bank |
| Oct 2020 | Satisfactory | Intermediate Small Bank |
| Aug 2017 | Satisfactory | Intermediate Small Bank |
10 previous ratings locked — back to 1991
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Total Branches
17
Branch Deposits
$1.7B
1-Year Change
0
5-year net change: +3 branches
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Preview:
| 2018 | 166 | 62.65% | 18.07% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red