Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
How this bank compares
Mortgage Denial Rate (TX)
Lower denial rate than 72.7% of TX banks
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Total Assets
$4.7B
Total Deposits
$4.1B
Net Loans
$2.2B
Net Income
$13M
ROA
1.11%
Above avg for Community banks. Peer avg: 0.90%
ROE
17.36%
Risk-Based Capital
20.61%
Above avg for Community banks. Regulatory min: 8%
Compared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 1,208 | 78.23% | 4.97% |
| 2023 | 1,269 | 67.93% | 9.77% |
| 2022 | 2,289 | 44.08% | 42.03% |
| 2021 | 2,873 | 59.14% | 25.37% |
| 2020 | 2,802 | 67.92% | 17.52% |
| 2019 | 1,814 | 52.76% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jul 2023 | Outstanding | Large Bank |
| Jul 2020 | Satisfactory | Large Bank |
| Jul 2016 | Satisfactory | Intermediate Small Bank |
7 previous ratings locked — back to 1994
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Total Branches
354
Branch Deposits
$3.8B
1-Year Change
+3
5-year net change: +23 branches
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Preview:
| 31.20% |
| 2018 | 1,860 | 51.45% | 31.72% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red