Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.7B
Total Deposits
$1.5B
Net Loans
$1.3B
Net Income
$11M
ROA
2.55%
Above avg for Community banks. Peer avg: 0.90%
ROE
22.00%
Risk-Based Capital
16.27%
Above avg for Community banks. Regulatory min: 8%
Compared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 125 | 88.8% | 5.60% |
| 2023 | 169 | 83.43% | 5.33% |
| 2022 | 295 | 87.12% | 4.41% |
| 2021 | 305 | 94.75% | 0.66% |
| 2020 | 197 | 95.94% | 0.00% |
| 2019 | 243 | 93% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jan 2025 | Satisfactory | Intermediate Small Bank |
| Nov 2021 | Satisfactory | Intermediate Small Bank |
| Sep 2018 | Satisfactory | Intermediate Small Bank |
8 previous ratings locked — back to 1992
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Total Branches
7
Branch Deposits
$1.4B
1-Year Change
0
5-year net change: +2 branches
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Preview:
| 2018 | 188 | 92.55% | 2.13% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red