WEATHERFORD, TX · Supervised by OCC (Office of the Comptroller of the Currency)
Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
How this bank compares
Mortgage Denial Rate (TX)
Lower denial rate than 0% of TX banks
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$965M
Total Deposits
$868M
Net Loans
$531M
Net Income
$1M
ROA
0.49%
Above avg for Small banks. Peer avg: 0.44%
ROE
5.03%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 200 | 64% | 28.00% |
| 2023 | 212 | 64.62% | 13.21% |
| 2022 | 263 | 68.44% | 13.69% |
| 2021 | 177 | 78.53% | 8.47% |
| 2019 | 45 | 82.22% | 6.67% |
| 2018 | 41 | 87.8% | 4.88% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Nov 2023 | Satisfactory | Small Bank |
| Sep 2020 | Satisfactory | Small Bank |
| May 2016 | Satisfactory | Small Bank |
5 previous ratings locked — back to 1991
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Exam dates and details are paywalled
Total Branches
15
Branch Deposits
$912M
1-Year Change
+1
5-year net change: +12 branches
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Preview:
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red