At a Glance
Community Lending (CRA)
Satisfactory
Meets federal requirements for community lending
Financial Health
Adequate
ROA 0.32%
Institution Profile
FDIC BankFindWebsite
Address
County
Established
Total Assets
Community Reinvestment Rating
CRA / FFIECFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Financial Snapshot
Total Assets
$5.7B
Total Deposits
$5.0B
Net Loans
$3.8B
Net Income
$5M
ROA
0.32%
ROE
4.25%
Risk-Based Capital
12.12%
Regulatory minimum: 8%
Total Assets — Last 8 Quarters
Branch Footprint
Total Branches
1
Branch Deposits
$5.3B
1-Year Change
0
Mortgage Lending
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 0 | — | — |
| 2023 | 267 | 53.56% | 23.22% |
| 2022 | 2,918 | 52.19% | 13.64% |
| 2021 | 4,067 | 62.97% | 7.99% |
| 2020 | 4,908 | 60.66% | 6.11% |
| 2019 | 4,071 | 55.76% | 9.65% |
| 2018 | 3,561 | 45.16% | 15.56% |
2024 national avg denial rate: 23.75% · Community bank avg: 9.91% · above-average shown in red
Rating History
CRA / FFIECRating Trend
→ StableBased on last 3 exams
6 previous ratings locked — dating back to 2001
Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.
One-time payment · No subscription required
Rating Over Time
🔒 LockedExam dates and details are paywalled
Embed this rating
Copy this snippet to embed a live rating badge on your website:
<iframe src="https://bankscorer.com/widget/bank/73867ec8-8af9-4d60-9629-e2baa875196f" width="320" height="80" frameborder="0" scrolling="no" style="border:none" ></iframe>
Updates automatically when the rating changes.
Preview: