Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$654M
Total Deposits
$584M
Net Loans
$426M
Net Income
$1M
ROA
0.70%
Above avg for Small banks. Peer avg: 0.44%
ROE
7.62%
Risk-Based Capital
15.30%
Below avg for Small banks. Regulatory min: 8%
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 112 | 65.18% | 18.75% |
| 2023 | 116 | 70.69% | 16.38% |
| 2022 | 189 | 68.78% | 17.46% |
| 2021 | 318 | 80.19% | 10.38% |
| 2020 | 341 | 76.25% | 12.02% |
| 2019 | 213 | 78.87% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Feb 2020 | Satisfactory | Intermediate Small Bank |
| Feb 2017 | Satisfactory | Intermediate Small Bank |
| Mar 2014 | Satisfactory | Intermediate Small Bank |
7 previous ratings locked — back to 1991
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Exam dates and details are paywalled
Total Branches
6
Branch Deposits
$586M
1-Year Change
0
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Preview:
| 16.43% |
| 2018 | 165 | 64.24% | 21.21% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red