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This institution is no longer active

Operations ceased on September 9, 2005. CRA examination history below reflects the period it was active.

FIRST HEIGHTS BANK, A FSB

HOUSTON, TX · Supervised by OTS

Est. 1988FDIC #32,611
Substantial Noncompliance Same

Current rating · Exam: December 2001

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At a Glance

Community Lending (CRA)

Substantial Noncompliance

Serious failures in community lending obligations — can trigger regulatory consequences

Institution Profile

FDIC BankFind

Address

2010 North Loop West, Suite 105, HOUSTON, TX

County

Harris County

Established

September 9, 1988

Total Assets

$517K(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Substantial Noncompliance

Serious failures in community lending obligations — can trigger regulatory consequences

Exam Date

December 4, 2001

Exam Type

Small Bank

Regulator

OTS
What is a CRA rating? →
⚠️This exam is 24 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)
Download Evaluation Report (PDF)

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

7 previous ratings locked — dating back to 1992

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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