This institution is no longer active
Operations ceased on April 1, 2026. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$11.3B
Total Deposits
$8.8B
Net Loans
$6.4B
Net Income
$-9,098K
ROA
-0.31%
Below avg for Regional banks. Peer avg: 0.88%
ROE
-3.42%
Risk-Based Capital
16.43%
Below avg for Regional banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Regional peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 72 | 79.17% | 13.89% |
| 2023 | 41 | 65.85% | 19.51% |
| 2022 | 746 | 88.47% | 4.83% |
| 2021 | 915 | 88.96% | 4.92% |
| 2020 | 649 | 81.97% | 7.24% |
| 2019 | 523 | 87% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Mar 2025 | Satisfactory | Large Bank |
| Dec 2021 | Satisfactory | Large Bank |
| Mar 2019 | Satisfactory | Large Bank |
2 previous ratings locked — back to 2013
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Total Branches
30
Branch Deposits
$8.6B
1-Year Change
0
5-year net change: +9 branches
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Preview:
Address
County
Established
Total Assets
| 2018 | 636 | 89.15% | 5.19% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Regional bank avg: 18.70% · above-average shown in red