🏦Bank Scorer

FIRST FINANCIAL BANK, NATIONAL ASSOCIATION

TERRE HAUTE, IN · Supervised by OCC (Office of the Comptroller of the Currency)

Est. 1863FDIC #4,382
Satisfactory Same

Current rating · Exam: August 2024

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.37%

Institution Profile

FDIC BankFind

Address

1 First Financial Plz, TERRE HAUTE, IN

County

Vigo County

Established

August 3, 1863

Total Assets

$6.1B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

August 12, 2024

Exam Type

Large Bank

Regulator

OCC (Office of the Comptroller of the Currency)
Estimated next exam:Aug 2028(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$6.1B

Total Deposits

$4.9B

Net Loans

$4.4B

Net Income

$20M

ROA

1.37%

ROE

12.68%

Risk-Based Capital

13.36%

Regulatory minimum: 8%

Branch Footprint

FDIC SOD 2025

Total Branches

83

Branch Deposits

$4.7B

1-Year Change

+13

5-year net change: +2 branches

Rating History

CRA / FFIEC

Rating Trend

Stable

Based on last 3 exams

10 previous ratings locked — dating back to 1993

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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