This institution is no longer active
Operations ceased on June 19, 1997. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$102M
Total Deposits
$92M
Net Loans
$50M
Net Income
$413K
ROA
1.62%
Above avg for Small banks. Peer avg: 0.44%
ROE
18.97%
Risk-Based Capital
15.15%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 396 | 67.17% | 20.71% |
| 2023 | 509 | 73.87% | 16.90% |
| 2022 | 750 | 75.2% | 11.73% |
| 2021 | 325 | 70.46% | 12.00% |
| 2020 | 419 | 64.92% | 15.04% |
| 2019 | 470 | 71.28% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Mar 1997 | Satisfactory | Small Bank |
| Feb 1995 | Satisfactory | Not Reported |
| May 1992 | Satisfactory | Not Reported |
Exam dates and details are paywalled
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Preview:
Address
County
Established
Total Assets
| 8.51% |
| 2018 | 438 | 62.1% | 13.70% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red