This institution is no longer active

Operations ceased on September 16, 2000. CRA examination history below reflects the period it was active.

FIRST COUNTIES BANK

CLEARLAKE, CA · Supervised by FDIC

Est. 1985FDIC #26,250RSSD: FDIC-26250

Satisfactory

Current rating · Exam: May 2000

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.57%

Institution Profile

FDIC BankFind

Address

15145 Lakeshore Drive, CLEARLAKE, CA

County

Lake County

Established

April 22, 1985

Total Assets

$91M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

May 1, 2000

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 26 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2000Call Report / FDIC

Total Assets

$91M

Total Deposits

$80M

Net Loans

$68M

Net Income

$261K

ROA

0.57%

ROE

5.85%

Risk-Based Capital

14.56%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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